Wanted to share a few links which have been of use to me. It's all common sense really but it's always good to see the figures there in black and white in front of you.

Firstly is Money Advice Service's Budget Planner

Secondly is a downloadable spreadsheet version from Money Saving Expert  

Earning money online? This can be done.

Definitely don't give up the day job but sites such as Neobux can help you earn a little extra.

The site offers 3 ways of earning:

Advertisements - Advertisers pay you a very small amount to click on their ads and view them for a short period. You won't get rich doing this but if your spend a lot of time at the computer, why not click? Every penny counts.

Special Offers for "NeoCoins" - View videos and complete various offers given to you on the various walls (Peanutlabs, TokenAds, Matomy, SuperRewards, Trial Pay).  These take a few weeks longer than the other sites to credit but do pay a lot better.

Mini Jobs - You are asked to perform various simple tasks for small amounts of pay. Look out for the Casino Tasks and the "Search Google" Tasks which appear daily.

Payment is via Paypal.

Neobux - click here

The MoneySavingExpert Forums have a cool and creative way to save money.

It's very simple:

Every week you put some money in a box or savings account.  You increase that figure by £1 every week.

Eg.

Week 1 - £1 

Week 2 - £2

Week 5- £5

Week 52 - £52

Of course, this becomes significantly harder as you reach the final weeks of the challenge. And taking the holiday season and family events into acount it could be a difficult talk. 

Total acumulation for anyone who's successful is £1378

Happy Saving!